Czech Financial Academy - Policy Statements

1. E-mailing Policy

Your Privacy

We will never share your information with a third party. To see our Privacy Policies, click here.

Whom We Send Our Newsletter To

We will only send our promotional e-mails to those who have opted-in to our Newsletter (to "opt-in" means you have either submitted the form giving us permission to send you e-mails or you have responded positively to our Permission Message - see E-mail Permission below).

You may subscribe to our Newsletter at the following pages:

• On our Subscription web page
• On our Registration web page

You may choose to opt-out or you may unsubscribe at any time.

E-mail Permission

From times to times, we send an automated Permission Message describing how to opt-in the Newsletter. This Permission Message is not a spam and only verifies that you want to commence or continue to subscribe to the Newsletter.

What We E-mail

If you have subscribed to our Newsletter, at least four times a year, in January, April, August and November, you will receive a brief announcement about our upcoming financial seminars, workshops and other training events.

Typically, we maintain the above mentioned mailing schedule. However, if we need to communicate any new, time-sensitive information, we may e-mail to you more frequently. We take decisions related to mailing frequency seriously - we always send messages in moderation and we will never send you irrelevant or inappropriate emails.

Un-subscribing & Making Changes

While we encourage you to remain on the e-mail list, you may, at any time, choose to unsubscribe. To unsubscribe, click here or follow instructions included in the Newsletter. Your request will be processed immediately - you will be removed from our list and you will not receive any future Newsletters from us.

Why you received our Newsletter you did not want? There are two possibilities:

• You signed up (opted-in) before and forgot to opt-out subsequently.
• Someone signed you up without your

To change your e-mail address, click here.

Spam Filtering

If you are using spam filtering software, you can enter the following email address into your filtering software's "White List" to ensure you continue to receive our email messages at any time: moneco@moneco.com or our entire domain moneco.com

How We do E-mailing

Our messages are delivered in a multi-mime format. This means if your email program is capable of viewing HTML, the message will be displayed in HTML. If not, you will see our message in plain text format. For maximum control and your security, we maintain our e-mail list in-house at all times.

2. Privacy Policies

E-mail Privacy Policy

Your privacy is very important to us and we do everything possible to ensure you that all information or data sent to us will be handled in accordance with statutory and regulatory requirements by the EU and Czech laws.

As a recipient of our Newsletters, you hereby agree that we may record and process any personal data that relates to you for the following purposes: the management of customers, including new business prospects, the prevention of irregularities, generating statistics and tests, direct marketing of our seminars and workshops, as well as other products and services that we promote.

You have the right to request, in writing or by e-mail and without any related cost, the immediate cessation of use of your personal data for direct marketing purposes.

You have the right to inspect your registered personal details and to request their modification if incorrect or not relevant. To do this, click here.

Web Site Privacy Policy

Our web site always fully respects your privacy. We do not automatically gather any personal information from you, such as your name, phone number, or e-mail address. This information is only obtained if you supply it voluntarily, usually through contacting us by e-mail.

Any personal information you provide via this web site is collected in compliance with the EU and Czech laws.

Only information necessary for the operation of the web site and the provision of requested materials or services to user(s) is collected. The information is used only to fulfil the purpose for which it was collected or for a consistent purpose, and is only retained for the length of time necessary to fulfil this purpose.

If you choose to provide us with your personal information e.g., in an e-mail, or by filling out a form with your personal information included and submitting it through this web site, we will only use that information to respond to your message and/or to provide you with information about the seminar(s) you have registered for. The information that you provided will not be shared with any third party (natural or legal entity).

For security purposes and to ensure that this service remains available to all users, this Site uses software programs that monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

3. Legal Disclaimer

The use of this web site is governed by the laws of the Czech Republic and by using this web site the user agrees to submit to the non-exclusive jurisdiction of the courts of Czech Republic.

The information displayed on this web site is provided voluntarily by Moneco, Ltd. as a commercial service and is made available in good faith.

Moneco, Ltd. makes no representation or warranty as to the accuracy, reliability, completeness or currency of the information on this web site (including information which has been provided by third parties) or on internet sites which are linked to this web site.

The information provided on this web site is so provided solely on the basis that users will be responsible for making their own assessment of the matters discussed herein and are advised to verify all relevant representations, statements and information.

Moneco, Ltd. has no obligation to update any information on this Site or correct any inaccuracy on this Site which may become apparent at a later time; and reserves the right to delete, alter or move any information or other materials on or from this Site (including the terms and conditions of this disclaimer) at any time without notice.

4. Intellectual Property Rights

The information and data featured on the web site are protected by intellectual property rights, including copyright and brand rights, owned or arranged by Moneco, Ltd. This information and data must be displayed and printed off solely for your personal, non-commercial use, on condition that you make no modifications to the intellectual property rights or otherwise make deletions therein. You agree not to disseminate, reproduce or sell this information and data or in any way make it available for third parties in any form or by any means whatsoever without the expressed prior written consent of Moneco, Ltd.

5. Definition

The term "web site" means this web site and all of the information and data featured on this web site.

Moneco, Ltd.